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BDI
IF

Institution for Savings in Newburyport and Its Vicinity

Newburyport, MassachusettsFDIC Cert #90250

STATEEstablished 182013 branches

Holding company: IFS 1820 BCORP MHCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.14%
−4.3%y/y
Peer standing73rd percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICP3ASSET + LNLSGR
90+ %
0.01%
+9.5%y/y
Peer standing18th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICP9ASSET + LNLSGR
Nonaccrual %
0.01%
+9.9%y/y
Peer standing98th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICNAASSET + LNLSGR
Noncurrent %
0.02%
+9.7%y/y
Peer standing98th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.02%
+10.6%y/y
Peer standing97th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$823K
+12.3%y/y
Peer standing94th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.00%
−106.5%y/y
Peer standing80th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICNTLNLS + LNLSGR
NCO
−$1K
−106.7%y/y
Peer standing82nd percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.34%
−1.0%y/y
Percentile by value5th percentileby value
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICLNATRES + LNLSGR
30–89
$5.7M
−2.0%y/y
Peer standing43rd percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICP3ASSET
90+
$380K
+12.1%y/y
Peer standing16th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICP9ASSET
Nonaccrual
$443K
+12.4%y/y
Peer standing96th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICNAASSET