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BDI
JC

Jackson County Bank

Mc Kee, KentuckyFDIC Cert #291

STATEEstablished 19043 branches

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.67%
−28.0%y/y
Peer standing47th percentile
Peer standing in asset:100m_300m
FDICP3ASSET + LNLSGR
90+ %
0.31%
+476.7%y/y
Peer standing15th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + LNLSGR
Nonaccrual %
0.35%
+18.0%y/y
Peer standing44th percentile
Peer standing in asset:100m_300m
FDICNAASSET + LNLSGR
Noncurrent %
0.66%
+87.6%y/y
Peer standing38th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.30%
+104.6%y/y
Peer standing49th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$504K
+96.1%y/y
Peer standing51st percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.03%
+150.3%y/y
Peer standing27th percentile
Peer standing in asset:100m_300m
FDICNTLNLS + LNLSGR
NCO
$5K
+150.0%y/y
Peer standing31st percentile
Peer standing in asset:100m_300m
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
2.67%
−2.0%y/y
Percentile by value97th percentileby value
Peer standing in asset:100m_300m
FDICLNATRES + LNLSGR
30–89
$497K
−26.4%y/y
Peer standing57th percentile
Peer standing in asset:100m_300m
FDICP3ASSET
90+
$230K
+489.7%y/y
Peer standing19th percentile
Peer standing in asset:100m_300m
FDICP9ASSET
Nonaccrual
$263K
+20.6%y/y
Peer standing50th percentile
Peer standing in asset:100m_300m
FDICNAASSET