Skip to main content
BDI
KB

KS Bank, Inc.

Smithfield, North CarolinaFDIC Cert #29771

STATEEstablished 192412 branches

Holding company: KS BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$533M$453M
Q3 2021$559M$477M
Q4 2021$571M$488M
Q1 2022$574M$518M
Q2 2022$554M$508M
Q3 2022$562M$517M
Q4 2022$547M$482M
Q1 2023$581M$528M
Q2 2023$587M$534M
Q3 2023$605M$554M
Q4 2023$613M$545M
Q1 2024$658M$600M
Q2 2024$668M$610M
Q3 2024$686M$624M
Q4 2024$690M$619M
Q1 2025$721M$658M
Q2 2025$726M$662M
Q3 2025$772M$704M
Q4 2025$822M$750M
Q1 2026$873M$800M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$873M
+21.1%y/y
Percentile by value89th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICASSET
Deposits
$800M
+21.5%y/y
Percentile by value98th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICDEP
Gross loans
$693M
+22.4%y/y
Percentile by value93rd percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNLSGR
Net loans
$687M
+22.4%y/y
Percentile by value93rd percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNLSNET
Securities
$94M
−2.6%y/y
Percentile by value56th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICSC
Cash
$64.8M
+66.4%y/y
Percentile by value85th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICCHBAL
Liabilities
$806M
+21.5%y/y
Percentile by value93rd percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLIAB
Equity
$67.2M
+16.7%y/y
Peer standing56th percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$9.11M
+21.0%y/y
Peer standing92nd percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICNIM + NONII
NII
$7.98M
+22.1%y/y
Peer standing95th percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICNIM
Noninterest income
$1.13M
+13.7%y/y
Peer standing81st percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICNONII
Provision
$379K
+94.4%y/y
Percentile by value95th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICELNATR
Pretax income
$3.48M
+22.2%y/y
Peer standing97th percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICPTAXNETINC
Net income
$2.71M
+22.3%y/y
Peer standing96th percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICNETINC