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BDI
LB

Ledyard National Bank

Norwich, VermontFDIC Cert #33418

OCCEstablished 199110 branches

Holding company: LEDYARD FINANCIAL GROUP INCRegulator: OCC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$715M$626M
Q3 2021$729M$639M
Q4 2021$769M$676M
Q1 2022$758M$687M
Q2 2022$732M$571M
Q3 2022$728M$571M
Q4 2022$742M$575M
Q1 2023$745M$529M
Q2 2023$749M$566M
Q3 2023$799M$598M
Q4 2023$854M$664M
Q1 2024$894M$784M
Q2 2024$907M$798M
Q3 2024$939M$826M
Q4 2024$950M$811M
Q1 2025$975M$799M
Q2 2025$994M$818M
Q3 2025$1.03B$850M
Q4 2025$1.06B$883M
Q1 2026$1.04B$882M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.04B
+7.0%y/y
Percentile by value6th percentileby value
Peer standing in asset:1b_3b
FDICASSET
Deposits
$882M
+10.3%y/y
Percentile by value8th percentileby value
Peer standing in asset:1b_3b
FDICDEP
Gross loans
$685M
+12.5%y/y
Percentile by value10th percentileby value
Peer standing in asset:1b_3b
FDICLNLSGR
Net loans
$680M
+12.5%y/y
Percentile by value10th percentileby value
Peer standing in asset:1b_3b
FDICLNLSNET
Securities
$244M
−8.2%y/y
Percentile by value51st percentileby value
Peer standing in asset:1b_3b
FDICSC
Cash
$54.9M
+35.2%y/y
Percentile by value29th percentileby value
Peer standing in asset:1b_3b
FDICCHBAL
Liabilities
$966M
+6.8%y/y
Percentile by value11th percentileby value
Peer standing in asset:1b_3b
FDICLIAB
Equity
$77M
+9.3%y/y
Peer standing2nd percentile
Peer standing in asset:1b_3b
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$12M
+16.8%y/y
Peer standing24th percentile
Peer standing in asset:1b_3b
FDICNIM + NONII
NII
$6.92M
+20.2%y/y
Peer standing4th percentile
Peer standing in asset:1b_3b
FDICNIM
Noninterest income
$5.05M
+12.4%y/y
Peer standing85th percentile
Peer standing in asset:1b_3b
FDICNONII
Provision
$346K
−29.1%y/y
Percentile by value54th percentileby value
Peer standing in asset:1b_3b
FDICELNATR
Pretax income
$2.11M
+18.5%y/y
Peer standing10th percentile
Peer standing in asset:1b_3b
FDICPTAXNETINC
Net income
$1.73M
+20.0%y/y
Peer standing11th percentile
Peer standing in asset:1b_3b
FDICNETINC