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BDI
LB

Liberty Bank Minnesota

Saint Cloud, MinnesotaFDIC Cert #26891

STATEEstablished 19876 branches

Holding company: LIBERTY FINL SERVICES ST CLOUDRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$295M$264M
Q3 2021$295M$264M
Q4 2021$304M$272M
Q1 2022$301M$275M
Q2 2022$292M$272M
Q3 2022$296M$279M
Q4 2022$290M$272M
Q1 2023$292M$271M
Q2 2023$273M$254M
Q3 2023$271M$251M
Q4 2023$270M$242M
Q1 2024$270M$250M
Q2 2024$271M$237M
Q3 2024$275M$249M
Q4 2024$266M$243M
Q1 2025$278M$254M
Q2 2025$275M$250M
Q3 2025$276M$249M
Q4 2025$284M$255M
Q1 2026$292M$264M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$292M
+5.0%y/y
Percentile by value97th percentileby value
Peer standing in asset:100m_300m
FDICASSET
Deposits
$264M
+4.0%y/y
Percentile by value98th percentileby value
Peer standing in asset:100m_300m
FDICDEP
Gross loans
$135M
−3.8%y/y
Percentile by value63rd percentileby value
Peer standing in asset:100m_300m
FDICLNLSGR
Net loans
$133M
−3.8%y/y
Percentile by value63rd percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET
Securities
$86.7M
−6.0%y/y
Percentile by value92nd percentileby value
Peer standing in asset:100m_300m
FDICSC
Cash
$51.2M
+98.1%y/y
Percentile by value96th percentileby value
Peer standing in asset:100m_300m
FDICCHBAL
Liabilities
$265M
+3.9%y/y
Percentile by value97th percentileby value
Peer standing in asset:100m_300m
FDICLIAB
Equity
$27M
+16.8%y/y
Peer standing77th percentile
Peer standing in asset:100m_300m
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$2.71M
+4.1%y/y
Peer standing82nd percentile
Peer standing in asset:100m_300m
FDICNIM + NONII
NII
$2.04M
+4.2%y/y
Peer standing69th percentile
Peer standing in asset:100m_300m
FDICNIM
Noninterest income
$670K
+3.6%y/y
Peer standing95th percentile
Peer standing in asset:100m_300m
FDICNONII
Provision
$0
Percentile by value6th percentileby value
Peer standing in asset:100m_300m
FDICELNATR
Pretax income
$684K
+20.0%y/y
Peer standing58th percentile
Peer standing in asset:100m_300m
FDICPTAXNETINC
Net income
$684K
+20.0%y/y
Peer standing67th percentile
Peer standing in asset:100m_300m
FDICNETINC