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BDI
LB

Llano National Bank

Llano, TexasFDIC Cert #24305

OCCEstablished 19835 branches

Holding company: HILL COUNTRY BANCSHARES INCRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.09%
−85.6%y/y
Peer standing81st percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
0.00%
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.43%
−23.8%y/y
Peer standing45th percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
0.43%
−26.7%y/y
Peer standing50th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.24%
−27.7%y/y
Peer standing57th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$751K
−24.9%y/y
Peer standing67th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.44%
+66.3%y/y
Peer standing5th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
$187K
+71.6%y/y
Peer standing10th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.89%
−13.9%y/y
Percentile by value93rd percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$164K
−85.2%y/y
Peer standing85th percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$0
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$751K
−21.9%y/y
Peer standing58th percentile
Peer standing in asset:300m_1b
FDICNAASSET