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BDI
LS

Lone Star National Bank

Pharr, TexasFDIC Cert #24347

OCCEstablished 198336 branches

Holding company: LONE STAR NATL BANCSHARES--TEXASRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.74%
−7.4%y/y
Peer standing18th percentile
Peer standing in asset:3b_10b
FDICP3ASSET + LNLSGR
90+ %
0.02%
−61.4%y/y
Peer standing33rd percentile
Peer standing in asset:3b_10b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.68%
+57.7%y/y
Peer standing41st percentile
Peer standing in asset:3b_10b
FDICNAASSET + LNLSGR
Noncurrent %
0.69%
+47.0%y/y
Peer standing45th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.38%
+46.7%y/y
Peer standing59th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$13.1M
+58.2%y/y
Peer standing69th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.03%
−186.9%y/y
Peer standing98th percentile
Peer standing in asset:3b_10b
FDICNTLNLS + LNLSGR
NCO
−$111K
−194.9%y/y
Peer standing97th percentile
Peer standing in asset:3b_10b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.29%
−4.6%y/y
Percentile by value69th percentileby value
Peer standing in asset:3b_10b
FDICLNATRES + LNLSGR
30–89
$12.7M
−1.1%y/y
Peer standing47th percentile
Peer standing in asset:3b_10b
FDICP3ASSET
90+
$285K
−58.8%y/y
Peer standing39th percentile
Peer standing in asset:3b_10b
FDICP9ASSET
Nonaccrual
$11.7M
+68.5%y/y
Peer standing65th percentile
Peer standing in asset:3b_10b
FDICNAASSET