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BDI
M&

Mechanics & Farmers Bank

Durham, North CarolinaFDIC Cert #12266

STATEEstablished 19088 branches

Holding company: M&F BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$358M$313M
Q3 2021$373M$320M
Q4 2021$365M$318M
Q1 2022$370M$326M
Q2 2022$451M$394M
Q3 2022$434M$379M
Q4 2022$430M$371M
Q1 2023$422M$361M
Q2 2023$420M$358M
Q3 2023$422M$358M
Q4 2023$430M$363M
Q1 2024$428M$361M
Q2 2024$451M$384M
Q3 2024$483M$411M
Q4 2024$498M$430M
Q1 2025$499M$428M
Q2 2025$493M$421M
Q3 2025$491M$418M
Q4 2025$480M$405M
Q1 2026$489M$414M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$489M
−2.0%y/y
Percentile by value46th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICASSET
Deposits
$414M
−3.2%y/y
Percentile by value46th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICDEP
Gross loans
$273M
−4.6%y/y
Percentile by value31st percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSGR
Net loans
$270M
−4.6%y/y
Percentile by value31st percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSNET
Securities
$161M
+2.4%y/y
Percentile by value81st percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICSC
Cash
$33.4M
−1.1%y/y
Percentile by value49th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICCHBAL
Liabilities
$421M
−3.1%y/y
Percentile by value43rd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLIAB
Equity
$67.8M
+5.1%y/y
Peer standing71st percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$5.38M
−4.7%y/y
Peer standing52nd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM + NONII
NII
$4.7M
−1.5%y/y
Peer standing53rd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM
Noninterest income
$680K
−21.8%y/y
Peer standing60th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNONII
Provision
$130K
−58.1%y/y
Percentile by value63rd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICELNATR
Pretax income
$1.02M
−9.7%y/y
Peer standing18th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICPTAXNETINC
Net income
$797K
−10.0%y/y
Peer standing16th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNETINC