Mega Bank

San Gabriel, CaliforniaFDIC Cert #58401

STATEEstablished 20084 branches

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %

2.74%

+146.9%y/y

Peer standing4th percentile

FDICP3ASSET + LNLSGR

90+ %

0.02%

Peer standing31st percentile

FDICP9ASSET + LNLSGR

Nonaccrual %

2.21%

+25.9%y/y

Peer standing8th percentile

FDICNAASSET + LNLSGR

Noncurrent %

2.23%

+27.1%y/y

Peer standing9th percentile

FDICP9ASSET + NAASSET + LNLSGR

NPA/assets

1.96%

+32.1%y/y

Peer standing7th percentile

FDICP9ASSET + NAASSET + ORE + ASSET

NPA

$10.1M

+33.5%y/y

Peer standing9th percentile

FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate

0.01%

Peer standing40th percentile

FDICNTLNLS + LNLSGR

NCO

$12K

Peer standing38th percentile

FDICNTLNLS + DRLNLS + CRLNLS

ACL/loans

1.25%

+7.1%y/y

Percentile by value56th percentileby value

FDICLNATRES + LNLSGR

30–89

$11.3M

+137.3%y/y

Peer standing3rd percentile

FDICP3ASSET

90+

$89K

Peer standing30th percentile

FDICP9ASSET

Nonaccrual

$9.16M

+21.0%y/y

Peer standing7th percentile

FDICNAASSET