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BDI
MC

Metro City Bank

Doraville, GeorgiaFDIC Cert #58181

STATEEstablished 200631 branches

Holding company: METROCITY BANKSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$2.52B$2.03B
Q3 2021$2.76B$2.16B
Q4 2021$3.11B$2.31B
Q1 2022$3.15B$2.43B
Q2 2022$3.16B$2.44B
Q3 2022$3.36B$2.61B
Q4 2022$3.44B$2.69B
Q1 2023$3.43B$2.67B
Q2 2023$3.46B$2.73B
Q3 2023$3.49B$2.75B
Q4 2023$3.48B$2.75B
Q1 2024$3.62B$2.84B
Q2 2024$3.59B$2.78B
Q3 2024$3.56B$2.75B
Q4 2024$3.58B$2.76B
Q1 2025$3.64B$2.77B
Q2 2025$3.61B$2.72B
Q3 2025$3.63B$2.73B
Q4 2025$4.71B$3.67B
Q1 2026$4.63B$3.66B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$4.63B
+27.1%y/y
Percentile by value46th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICASSET
Deposits
$3.66B
+32.2%y/y
Percentile by value41st percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICDEP
Gross loans
$4B
+26.3%y/y
Percentile by value60th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSGR
Net loans
$3.98B
+26.2%y/y
Percentile by value60th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSNET
Securities
$45.2M
+33.4%y/y
Percentile by value3rd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICSC
Cash
$369M
+45.0%y/y
Percentile by value66th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICCHBAL
Liabilities
$4.13B
+28.4%y/y
Percentile by value47th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLIAB
Equity
$501M
+17.8%y/y
Peer standing46th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$51M
+41.9%y/y
Peer standing51st percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM + NONII
NII
$44.5M
+45.7%y/y
Peer standing56th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM
Noninterest income
$6.47M
+20.2%y/y
Peer standing39th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNONII
Provision
−$813K
−702.2%y/y
Percentile by value6th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICELNATR
Pretax income
$30.4M
+38.1%y/y
Peer standing77th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICPTAXNETINC
Net income
$22.4M
+36.9%y/y
Peer standing73rd percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNETINC