BDI
MC

Metropolitan Commercial Bank

New York, New YorkFDIC Cert #34699

STATEEstablished 199910 branches

Holding company: METROPOLITAN BANK HOLDING CORPRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.22%
−17.6%y/y
Peer standing64th percentile
Peer standing in asset:3b_10b
FDICP3ASSET + LNLSGR
90+ %
0.00%
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + LNLSGR
Nonaccrual %
1.01%
+85.2%y/y
Peer standing23rd percentile
Peer standing in asset:3b_10b
FDICNAASSET + LNLSGR
Noncurrent %
1.01%
+85.1%y/y
Peer standing27th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.80%
+77.1%y/y
Peer standing26th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$71.1M
+105.7%y/y
Peer standing13th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.74%
+17,917.7%y/y
Peer standing9th percentile
Peer standing in asset:3b_10b
FDICNTLNLS + LNLSGR
NCO
$12.4M
+20,166.1%y/y
Peer standing4th percentile
Peer standing in asset:3b_10b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.16%
+8.9%y/y
Percentile by value49th percentileby value
Peer standing in asset:3b_10b
FDICLNATRES + LNLSGR
30–89
$15.3M
−8.4%y/y
Peer standing39th percentile
Peer standing in asset:3b_10b
FDICP3ASSET
90+
$0
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:3b_10b
FDICP9ASSET
Nonaccrual
$71.1M
+105.8%y/y
Peer standing9th percentile
Peer standing in asset:3b_10b
FDICNAASSET