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BDI
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MidFirst Bank

Oklahoma City, OklahomaFDIC Cert #4063

OCCEstablished 191194 branches

Holding company: G JEFFREY RECORDS JR 2020 FAMILY TRRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
4.93%
−24.5%y/y
Peer standing0th percentile
Peer standing in asset:gte_10b
FDICP3ASSET + LNLSGR
90+ %
18.80%
+32.5%y/y
Peer standing0th percentile
Peer standing in asset:gte_10b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.65%
+88.1%y/y
Peer standing47th percentile
Peer standing in asset:gte_10b
FDICNAASSET + LNLSGR
Noncurrent %
19.46%
+33.8%y/y
Peer standing0th percentile
Peer standing in asset:gte_10b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
15.55%
+29.5%y/y
Peer standing0th percentile
Peer standing in asset:gte_10b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$6.55B
+38.0%y/y
Peer standing3rd percentile
Peer standing in asset:gte_10b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.03%
+527.0%y/y
Peer standing83rd percentile
Peer standing in asset:gte_10b
FDICNTLNLS + LNLSGR
NCO
$2.18M
+549.6%y/y
Peer standing72nd percentile
Peer standing in asset:gte_10b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.67%
−1.5%y/y
Percentile by value14th percentileby value
Peer standing in asset:gte_10b
FDICLNATRES + LNLSGR
30–89
$1.66B
−22.1%y/y
Peer standing5th percentile
Peer standing in asset:gte_10b
FDICP3ASSET
90+
$6.32B
+36.7%y/y
Peer standing0th percentile
Peer standing in asset:gte_10b
FDICP9ASSET
Nonaccrual
$219M
+94.0%y/y
Peer standing28th percentile
Peer standing in asset:gte_10b
FDICNAASSET