Skip to main content
BDI
MF

Minnesota First Credit and Savings, Incorporated

Rochester, MinnesotaFDIC Cert #26755

STATEEstablished 19564 branches

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$25.3M$20.2M
Q3 2021$25.2M$20M
Q4 2021$24.6M$19.5M
Q1 2022$25.1M$19.9M
Q2 2022$24.8M$19.7M
Q3 2022$24.6M$19.7M
Q4 2022$25.2M$20.5M
Q1 2023$24.4M$19.7M
Q2 2023$24.7M$19.5M
Q3 2023$24.4M$19.2M
Q4 2023$24.7M$18.4M
Q1 2024$25.4M$19.1M
Q2 2024$24.8M$18.6M
Q3 2024$25.4M$19.7M
Q4 2024$26M$20.8M
Q1 2025$27.4M$22.1M
Q2 2025$27.3M$22.7M
Q3 2025$28.1M$23M
Q4 2025$28.9M$24M
Q1 2026$30M$25.1M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$30M
+9.5%y/y
Percentile by value16th percentileby value
Peer standing in asset:lt_100m
FDICASSET
Deposits
$25.1M
+13.3%y/y
Percentile by value21st percentileby value
Peer standing in asset:lt_100m
FDICDEP
Gross loans
$26M
+8.8%y/y
Percentile by value42nd percentileby value
Peer standing in asset:lt_100m
FDICLNLSGR
Net loans
$25.6M
+8.9%y/y
Percentile by value42nd percentileby value
Peer standing in asset:lt_100m
FDICLNLSNET
Securities
$0
Percentile by value0th percentileby value
Peer standing in asset:lt_100m
FDICSC
Cash
$3.26M
+18.3%y/y
Percentile by value32nd percentileby value
Peer standing in asset:lt_100m
FDICCHBAL
Liabilities
$25.8M
+10.8%y/y
Percentile by value21st percentileby value
Peer standing in asset:lt_100m
FDICLIAB
Equity
$4.22M
+2.2%y/y
Peer standing17th percentile
Peer standing in asset:lt_100m
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$301K
+13.2%y/y
Peer standing14th percentile
Peer standing in asset:lt_100m
FDICNIM + NONII
NII
$293K
+18.1%y/y
Peer standing23rd percentile
Peer standing in asset:lt_100m
FDICNIM
Noninterest income
$8K
−55.6%y/y
Peer standing10th percentile
Peer standing in asset:lt_100m
FDICNONII
Provision
$0
Percentile by value6th percentileby value
Peer standing in asset:lt_100m
FDICELNATR
Pretax income
$23K
+155.6%y/y
Peer standing19th percentile
Peer standing in asset:lt_100m
FDICPTAXNETINC
Net income
$22K
+144.4%y/y
Peer standing20th percentile
Peer standing in asset:lt_100m
FDICNETINC