BDI
MB

Monet Bank

Plano, TexasFDIC Cert #32574

STATEEstablished 19886 branches

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
1.15%
−16.1%y/y
Peer standing8th percentile
Peer standing in asset:3b_10b
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + LNLSGR
Nonaccrual %
36.84%
+187.5%y/y
Peer standing0th percentile
Peer standing in asset:3b_10b
FDICNAASSET + LNLSGR
Noncurrent %
36.84%
+187.5%y/y
Peer standing0th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
4.34%
+425.3%y/y
Peer standing0th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$138M
+162.8%y/y
Peer standing4th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.07%
−599.2%y/y
Peer standing99th percentile
Peer standing in asset:3b_10b
FDICNTLNLS + LNLSGR
NCO
−$65K
−182.6%y/y
Peer standing96th percentile
Peer standing in asset:3b_10b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.27%
−65.4%y/y
Percentile by value66th percentileby value
Peer standing in asset:3b_10b
FDICLNATRES + LNLSGR
30–89
$4.2M
−20.5%y/y
Peer standing77th percentile
Peer standing in asset:3b_10b
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in asset:3b_10b
FDICP9ASSET
Nonaccrual
$135M
+172.5%y/y
Peer standing3rd percentile
Peer standing in asset:3b_10b
FDICNAASSET