Skip to main content
BDI
MS

Morgan Stanley Bank, National Association

Salt Lake City, UtahFDIC Cert #32992

OCCEstablished 19901 branch

Holding company: MORGAN STANLEYRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.07%
+49.6%y/y
Peer standing89th percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICP9ASSET + LNLSGR
Nonaccrual %
1.13%
+32.8%y/y
Peer standing7th percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICNAASSET + LNLSGR
Noncurrent %
1.13%
+32.8%y/y
Peer standing25th percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.33%
−3.7%y/y
Peer standing75th percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$1.3B
+60.7%y/y
Peer standing57th percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.11%
+4.7%y/y
Peer standing71st percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICNTLNLS + LNLSGR
NCO
$29M
+26.1%y/y
Peer standing75th percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.55%
−8.5%y/y
Percentile by value21st percentileby value
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICLNATRES + LNLSGR
30–89
$80M
+81.8%y/y
Peer standing86th percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICP9ASSET
Nonaccrual
$1.29B
+61.5%y/y
Peer standing50th percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICNAASSET