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BDI
NB

Nantahala Bank & Trust Company

Franklin, North CarolinaFDIC Cert #57784

STATEEstablished 20043 branches

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$215M$201M
Q3 2021$229M$214M
Q4 2021$232M$213M
Q1 2022$246M$227M
Q2 2022$248M$229M
Q3 2022$257M$238M
Q4 2022$261M$228M
Q1 2023$267M$242M
Q2 2023$272M$243M
Q3 2023$271M$246M
Q4 2023$278M$240M
Q1 2024$283M$250M
Q2 2024$281M$251M
Q3 2024$282M$260M
Q4 2024$266M$243M
Q1 2025$264M$240M
Q2 2025$268M$244M
Q3 2025$280M$255M
Q4 2025$280M$253M
Q1 2026$286M$259M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$286M
+8.2%y/y
Percentile by value93rd percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICASSET
Deposits
$259M
+7.7%y/y
Percentile by value96th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICDEP
Gross loans
$196M
+4.8%y/y
Percentile by value91st percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNLSGR
Net loans
$194M
+4.9%y/y
Percentile by value91st percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNLSNET
Securities
$53.1M
+13.1%y/y
Percentile by value70th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICSC
Cash
$25.1M
+31.2%y/y
Percentile by value77th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICCHBAL
Liabilities
$259M
+7.4%y/y
Percentile by value94th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLIAB
Equity
$26.3M
+16.9%y/y
Peer standing77th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$3.5M
+21.7%y/y
Peer standing97th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNIM + NONII
NII
$3.01M
+20.5%y/y
Peer standing96th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNIM
Noninterest income
$490K
+30.0%y/y
Peer standing92nd percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNONII
Provision
−$65K
−109.7%y/y
Percentile by value2nd percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICELNATR
Pretax income
$1.2M
+39.0%y/y
Peer standing88th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICPTAXNETINC
Net income
$916K
+39.0%y/y
Peer standing81st percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNETINC