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BDI
OS

Old Second National Bank

Aurora, IllinoisFDIC Cert #3603

OCCEstablished 188759 branches

Holding company: OLD SECOND BCORP INCRegulator: OCC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$3.26B$2.77B
Q3 2021$3.28B$2.81B
Q4 2021$6.21B$5.49B
Q1 2022$6.22B$5.56B
Q2 2022$6B$5.35B
Q3 2022$5.97B$5.3B
Q4 2022$5.88B$5.15B
Q1 2023$5.92B$4.92B
Q2 2023$5.88B$4.73B
Q3 2023$5.76B$4.63B
Q4 2023$5.72B$4.61B
Q1 2024$5.61B$4.64B
Q2 2024$5.66B$4.55B
Q3 2024$5.67B$4.52B
Q4 2024$5.65B$4.85B
Q1 2025$5.73B$4.93B
Q2 2025$5.7B$4.87B
Q3 2025$6.98B$5.8B
Q4 2025$6.9B$5.66B
Q1 2026$6.85B$5.6B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$6.85B
+19.6%y/y
Percentile by value75th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICASSET
Deposits
$5.6B
+13.7%y/y
Percentile by value74th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICDEP
Gross loans
$5.19B
+31.6%y/y
Percentile by value80th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSGR
Net loans
$5.12B
+31.1%y/y
Percentile by value80th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSNET
Securities
$1.11B
−2.8%y/y
Percentile by value71st percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICSC
Cash
$116M
−54.8%y/y
Percentile by value18th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICCHBAL
Liabilities
$5.92B
+17.7%y/y
Percentile by value72nd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLIAB
Equity
$930M
+32.9%y/y
Peer standing88th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$94.7M
+28.0%y/y
Peer standing88th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM + NONII
NII
$82M
+28.6%y/y
Peer standing93rd percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM
Noninterest income
$12.7M
+24.3%y/y
Peer standing75th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNONII
Provision
$9.5M
+295.8%y/y
Percentile by value94th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICELNATR
Pretax income
$37.1M
+26.6%y/y
Peer standing87th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICPTAXNETINC
Net income
$27.6M
+26.6%y/y
Peer standing83rd percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNETINC