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BDI
OB

OneUnited Bank

Boston, MassachusettsFDIC Cert #23966

STATEEstablished 19825 branches

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.45%
+8.0%y/y
Peer standing51st percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
0.00%
−35.7%y/y
Peer standing39th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.19%
+3,277.3%y/y
Peer standing61st percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
0.19%
+1,402.1%y/y
Peer standing67th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.13%
+1,373.4%y/y
Peer standing69th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$784K
+1,379.2%y/y
Peer standing66th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.01%
−164.9%y/y
Peer standing87th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
−$10K
−162.5%y/y
Peer standing88th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.40%
−1.0%y/y
Percentile by value1st percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$1.83M
+6.3%y/y
Peer standing46th percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$19K
−36.7%y/y
Peer standing38th percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$765K
+3,226.1%y/y
Peer standing58th percentile
Peer standing in asset:300m_1b
FDICNAASSET