0.12%
+1,610.0%y/y
Peer standing74th percentile
FDIC
P3ASSET + LNLSGRO
OptimumBank
Fort Lauderdale, FloridaFDIC Cert #35430
STATEEstablished 20004 branches
Holding company: OPTIMUMBANK HOLDINGS INCRegulator: FDIC
FDIC
CERT + OFFDOMDelinquency, loss & reserves
Credit
Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.
As of Q1 2026
Problem credits
Reported delinquent and nonperforming exposures, shown as balances and ratios.
0.00%
Peer standing100th percentile
FDIC
P9ASSET + LNLSGR0.20%
−78.9%y/y
Peer standing72nd percentile
FDIC
NAASSET + LNLSGR0.20%
−78.9%y/y
Peer standing76th percentile
FDIC
P9ASSET + NAASSET + LNLSGR0.17%
−77.8%y/y
Peer standing74th percentile
FDIC
P9ASSET + NAASSET + ORE + ASSET$2.16M
−71.2%y/y
Peer standing76th percentile
FDIC
P9ASSET + NAASSET + ORELoss & allowance
Recognized charge-offs and the allowance held against the loan portfolio.
0.00%
−98.9%y/y
Peer standing65th percentile
FDIC
NTLNLS + LNLSGR$3K
−98.8%y/y
Peer standing65th percentile
FDIC
NTLNLS + DRLNLS + CRLNLS1.02%
−1.9%y/y
Percentile by value31st percentileby value
FDIC
LNATRES + LNLSGR$1.31M
+2,230.4%y/y
Peer standing74th percentile
FDIC
P3ASSET$0
Peer standing100th percentile
FDIC
P9ASSET$2.16M
−71.2%y/y
Peer standing70th percentile
FDIC
NAASSET