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BDI
OB

OPTUS Bank

Columbia, South CarolinaFDIC Cert #35241

STATEEstablished 19992 branches

Holding company: OPTUS FINANCIAL CORPRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$315M$268M
Q3 2021$272M$243M
Q4 2021$315M$282M
Q1 2022$339M$305M
Q2 2022$373M$310M
Q3 2022$381M$317M
Q4 2022$405M$329M
Q1 2023$419M$340M
Q2 2023$440M$369M
Q3 2023$473M$402M
Q4 2023$525M$439M
Q1 2024$548M$461M
Q2 2024$592M$463M
Q3 2024$615M$520M
Q4 2024$663M$545M
Q1 2025$673M$587M
Q2 2025$715M$629M
Q3 2025$757M$658M
Q4 2025$778M$675M
Q1 2026$785M$661M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$785M
+16.6%y/y
Percentile by value84th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICASSET
Deposits
$661M
+12.5%y/y
Percentile by value83rd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICDEP
Gross loans
$464M
+23.0%y/y
Percentile by value73rd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSGR
Net loans
$462M
+23.0%y/y
Percentile by value74th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSNET
Securities
$142M
+8.0%y/y
Percentile by value75th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICSC
Cash
$108M
+6.9%y/y
Percentile by value92nd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICCHBAL
Liabilities
$687M
+15.8%y/y
Percentile by value82nd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLIAB
Equity
$98.1M
+22.7%y/y
Peer standing93rd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$6.68M
+36.9%y/y
Peer standing68th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM + NONII
NII
$5.62M
+22.2%y/y
Peer standing66th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM
Noninterest income
$1.05M
+283.6%y/y
Peer standing78th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNONII
Provision
$186K
−6.1%y/y
Percentile by value74th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICELNATR
Pretax income
$3.39M
+83.8%y/y
Peer standing84th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICPTAXNETINC
Net income
$2.57M
+83.9%y/y
Peer standing77th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNETINC