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BDI
OF

Ozarks Federal Savings and Loan Association

Farmington, MissouriFDIC Cert #28277

OCCEstablished 19305 branches

Holding company: Not reportedRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.23%
−55.1%y/y
Peer standing68th percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICP9ASSET + LNLSGR
Nonaccrual %
1.19%
+18.5%y/y
Peer standing19th percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICNAASSET + LNLSGR
Noncurrent %
1.19%
+18.5%y/y
Peer standing21st percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.95%
+16.1%y/y
Peer standing18th percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$2.64M
+11.5%y/y
Peer standing34th percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.00%
Peer standing77th percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICNTLNLS + LNLSGR
NCO
$0
Peer standing77th percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.95%
+2.9%y/y
Percentile by value47th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNATRES + LNLSGR
30–89
$517K
−57.8%y/y
Peer standing79th percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICP9ASSET
Nonaccrual
$2.64M
+11.5%y/y
Peer standing29th percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICNAASSET