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BDI
PB

Peoples Bank & Trust

Buford, GeorgiaFDIC Cert #25795

STATEEstablished 19841 branch

Holding company: PEOPLES BANKTRUST INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$438M$393M
Q3 2021$439M$393M
Q4 2021$439M$394M
Q1 2022$472M$439M
Q2 2022$471M$441M
Q3 2022$480M$452M
Q4 2022$505M$473M
Q1 2023$530M$495M
Q2 2023$535M$500M
Q3 2023$548M$503M
Q4 2023$531M$491M
Q1 2024$527M$483M
Q2 2024$530M$489M
Q3 2024$521M$476M
Q4 2024$526M$482M
Q1 2025$558M$512M
Q2 2025$554M$505M
Q3 2025$559M$506M
Q4 2025$548M$495M
Q1 2026$582M$528M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$582M
+4.3%y/y
Percentile by value61st percentileby value
Peer standing in asset:300m_1b
FDICASSET
Deposits
$528M
+3.2%y/y
Percentile by value67th percentileby value
Peer standing in asset:300m_1b
FDICDEP
Gross loans
$273M
+10.0%y/y
Percentile by value31st percentileby value
Peer standing in asset:300m_1b
FDICLNLSGR
Net loans
$270M
+9.8%y/y
Percentile by value31st percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
Securities
$219M
+1.8%y/y
Percentile by value92nd percentileby value
Peer standing in asset:300m_1b
FDICSC
Cash
$68M
−8.7%y/y
Percentile by value80th percentileby value
Peer standing in asset:300m_1b
FDICCHBAL
Liabilities
$532M
+3.2%y/y
Percentile by value64th percentileby value
Peer standing in asset:300m_1b
FDICLIAB
Equity
$50.5M
+16.9%y/y
Peer standing46th percentile
Peer standing in asset:300m_1b
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$5.23M
+7.2%y/y
Peer standing50th percentile
Peer standing in asset:300m_1b
FDICNIM + NONII
NII
$4.92M
+6.9%y/y
Peer standing58th percentile
Peer standing in asset:300m_1b
FDICNIM
Noninterest income
$314K
+11.7%y/y
Peer standing25th percentile
Peer standing in asset:300m_1b
FDICNONII
Provision
$0
−100.0%y/y
Percentile by value8th percentileby value
Peer standing in asset:300m_1b
FDICELNATR
Pretax income
$2.77M
+38.1%y/y
Peer standing75th percentile
Peer standing in asset:300m_1b
FDICPTAXNETINC
Net income
$1.98M
+26.1%y/y
Peer standing66th percentile
Peer standing in asset:300m_1b
FDICNETINC