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PC

Peoples Community Bank SB of Monticello, Indiana

Monticello, IndianaFDIC Cert #30065

STATEEstablished 18991 branch

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
1.91%
−28.3%y/y
Peer standing32nd percentile
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICP9ASSET + LNLSGR
Nonaccrual %
2.76%
+179.8%y/y
Peer standing10th percentile
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICNAASSET + LNLSGR
Noncurrent %
2.76%
+179.8%y/y
Peer standing12th percentile
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
2.56%
+188.7%y/y
Peer standing9th percentile
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$1.1M
+201.1%y/y
Peer standing16th percentile
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.00%
Peer standing90th percentile
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICNTLNLS + LNLSGR
NCO
$0
Peer standing91st percentile
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.91%
−3.6%y/y
Percentile by value52nd percentileby value
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICLNATRES + LNLSGR
30–89
$760K
−22.8%y/y
Peer standing30th percentile
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICP9ASSET
Nonaccrual
$1.1M
+201.1%y/y
Peer standing12th percentile
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICNAASSET