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BDI
PB

Pioneer Bank

Roswell, New MexicoFDIC Cert #27872

OCCEstablished 190111 branches

Holding company: PIONEER BCORP INCRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
4.02%
+278.5%y/y
Peer standing1st percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICP3ASSET + LNLSGR
90+ %
0.24%
+114.3%y/y
Peer standing4th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICP9ASSET + LNLSGR
Nonaccrual %
1.95%
−2.5%y/y
Peer standing5th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICNAASSET + LNLSGR
Noncurrent %
2.19%
+3.7%y/y
Peer standing6th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
1.57%
+12.8%y/y
Peer standing7th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$17.1M
+17.3%y/y
Peer standing35th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.18%
−140.0%y/y
Peer standing99th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICNTLNLS + LNLSGR
NCO
−$291K
−145.8%y/y
Peer standing97th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.87%
+25.7%y/y
Percentile by value95th percentileby value
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICLNATRES + LNLSGR
30–89
$27M
+334.9%y/y
Peer standing9th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICP3ASSET
90+
$1.6M
+146.2%y/y
Peer standing7th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICP9ASSET
Nonaccrual
$13.1M
+12.1%y/y
Peer standing39th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICNAASSET