PrimeSouth Bank

Blackshear, GeorgiaFDIC Cert #5694

STATEEstablished 18918 branches

Holding company: JONES BANCSHARES L PRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %

2.44%

+583.4%y/y

Peer standing3rd percentile

FDICP3ASSET + LNLSGR

90+ %

0.00%

Peer standing100th percentile

FDICP9ASSET + LNLSGR

Nonaccrual %

1.12%

+107.2%y/y

Peer standing21st percentile

FDICNAASSET + LNLSGR

Noncurrent %

1.12%

+107.2%y/y

Peer standing23rd percentile

FDICP9ASSET + NAASSET + LNLSGR

NPA/assets

0.93%

+113.1%y/y

Peer standing23rd percentile

FDICP9ASSET + NAASSET + ORE + ASSET

NPA

$14.4M

+139.6%y/y

Peer standing26th percentile

FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate

0.06%

+998.2%y/y

Peer standing32nd percentile

FDICNTLNLS + LNLSGR

NCO

$171K

+1,121.4%y/y

Peer standing30th percentile

FDICNTLNLS + DRLNLS + CRLNLS

ACL/loans

1.44%

−1.2%y/y

Percentile by value82nd percentileby value

FDICLNATRES + LNLSGR

30–89

$30.8M

+677.7%y/y

Peer standing3rd percentile

FDICP3ASSET

90+

Peer standing100th percentile

FDICP9ASSET

Nonaccrual

$14.2M

+135.8%y/y

Peer standing19th percentile

FDICNAASSET