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Putnam County Bank

Hurricane, West VirginiaFDIC Cert #15243

STATEEstablished 19015 branches

Holding company: PUTNAM BANCSHARES INCRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$667M$570M
Q3 2021$679M$581M
Q4 2021$677M$581M
Q1 2022$690M$596M
Q2 2022$676M$584M
Q3 2022$664M$574M
Q4 2022$634M$542M
Q1 2023$633M$537M
Q2 2023$606M$533M
Q3 2023$623M$551M
Q4 2023$608M$526M
Q1 2024$637M$544M
Q2 2024$627M$540M
Q3 2024$657M$571M
Q4 2024$649M$565M
Q1 2025$651M$570M
Q2 2025$665M$584M
Q3 2025$674M$590M
Q4 2025$651M$565M
Q1 2026$710M$623M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$710M
+9.1%y/y
Percentile by value77th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICASSET
Deposits
$623M
+9.3%y/y
Percentile by value79th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICDEP
Gross loans
$452M
+6.8%y/y
Percentile by value71st percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSGR
Net loans
$447M
+6.9%y/y
Percentile by value71st percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSNET
Securities
$153M
−2.9%y/y
Percentile by value79th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICSC
Cash
$90.3M
+53.5%y/y
Percentile by value88th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICCHBAL
Liabilities
$627M
+9.2%y/y
Percentile by value77th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLIAB
Equity
$82.6M
+8.2%y/y
Peer standing85th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$4.99M
+14.9%y/y
Peer standing45th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM + NONII
NII
$4.86M
+15.3%y/y
Peer standing56th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM
Noninterest income
$133K
+3.1%y/y
Peer standing5th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNONII
Provision
−$32K
−134.0%y/y
Percentile by value5th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICELNATR
Pretax income
$2.33M
+45.9%y/y
Peer standing63rd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICPTAXNETINC
Net income
$1.76M
+49.3%y/y
Peer standing55th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNETINC