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BDI
RC

Reading Co-operative Bank

Reading, MassachusettsFDIC Cert #26620

STATEEstablished 188613 branches

Holding company: Not reportedRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.37%
−46.8%y/y
Peer standing47th percentile
Peer standing in asset:1b_3b
FDICP3ASSET + LNLSGR
90+ %
0.07%
Peer standing17th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.09%
−89.1%y/y
Peer standing85th percentile
Peer standing in asset:1b_3b
FDICNAASSET + LNLSGR
Noncurrent %
0.16%
−80.1%y/y
Peer standing80th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.13%
−79.7%y/y
Peer standing79th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$1.49M
−74.1%y/y
Peer standing82nd percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.07%
+19.6%y/y
Peer standing29th percentile
Peer standing in asset:1b_3b
FDICNTLNLS + LNLSGR
NCO
$160K
+50.9%y/y
Peer standing31st percentile
Peer standing in asset:1b_3b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.57%
−13.3%y/y
Percentile by value3rd percentileby value
Peer standing in asset:1b_3b
FDICLNATRES + LNLSGR
30–89
$3.48M
−30.9%y/y
Peer standing51st percentile
Peer standing in asset:1b_3b
FDICP3ASSET
90+
$674K
Peer standing18th percentile
Peer standing in asset:1b_3b
FDICP9ASSET
Nonaccrual
$817K
−85.8%y/y
Peer standing85th percentile
Peer standing in asset:1b_3b
FDICNAASSET