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BDI
RS

Ridgewood Savings Bank

Ridgewood, New YorkFDIC Cert #16026

STATEEstablished 192138 branches

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$6.62B$5.28B
Q3 2021$6.7B$5.36B
Q4 2021$6.77B$5.42B
Q1 2022$6.79B$5.53B
Q2 2022$6.8B$5.52B
Q3 2022$6.86B$5.56B
Q4 2022$6.83B$5.45B
Q1 2023$6.92B$5.5B
Q2 2023$6.9B$5.47B
Q3 2023$6.87B$5.49B
Q4 2023$6.97B$5.51B
Q1 2024$7B$5.56B
Q2 2024$7.02B$5.56B
Q3 2024$7.17B$5.63B
Q4 2024$7.19B$5.68B
Q1 2025$7.3B$5.77B
Q2 2025$7.31B$5.78B
Q3 2025$7.38B$5.85B
Q4 2025$7.48B$5.93B
Q1 2026$7.54B$6.01B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$7.54B
+3.3%y/y
Percentile by value88th percentileby value
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICASSET
Deposits
$6.01B
+4.1%y/y
Percentile by value88th percentileby value
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICDEP
Gross loans
$4.87B
+2.1%y/y
Percentile by value88th percentileby value
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICLNLSGR
Net loans
$4.83B
+2.1%y/y
Percentile by value88th percentileby value
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICLNLSNET
Securities
$1.7B
+2.8%y/y
Percentile by value91st percentileby value
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICSC
Cash
$438M
+19.4%y/y
Percentile by value91st percentileby value
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICCHBAL
Liabilities
$6.59B
+2.7%y/y
Percentile by value87th percentileby value
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICLIAB
Equity
$948M
+7.5%y/y
Peer standing89th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$42.7M
+24.5%y/y
Peer standing81st percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICNIM + NONII
NII
$37.3M
+22.3%y/y
Peer standing83rd percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICNIM
Noninterest income
$5.41M
+41.4%y/y
Peer standing74th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICNONII
Provision
−$139K
−118.9%y/y
Percentile by value8th percentileby value
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICELNATR
Pretax income
$15.1M
+123.3%y/y
Peer standing84th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICPTAXNETINC
Net income
$9.7M
+82.3%y/y
Peer standing81st percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICNETINC