BDI
SL

Shell Lake State Bank

Shell Lake, WisconsinFDIC Cert #14911

STATEEstablished 19165 branches

Holding company: SHELL LAKE BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.36%
+203.8%y/y
Peer standing57th percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.06%
+7.9%y/y
Peer standing76th percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
0.06%
+7.9%y/y
Peer standing81st percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.06%
+45.1%y/y
Peer standing79th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$204K
+50.0%y/y
Peer standing83rd percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.01%
−23.3%y/y
Peer standing45th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
$4K
−20.0%y/y
Peer standing49th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.29%
+4.7%y/y
Percentile by value60th percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$851K
+218.7%y/y
Peer standing65th percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$154K
+13.2%y/y
Peer standing79th percentile
Peer standing in asset:300m_1b
FDICNAASSET