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BDI
SB

SmartBiz Bank, National Association

Northbrook, IllinoisFDIC Cert #58158

OCCEstablished 20061 branch

Holding company: SMARTBIZ BANCSHARES INCRegulator: OCC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$161M$137M
Q3 2021$159M$131M
Q4 2021$159M$136M
Q1 2022$165M$144M
Q2 2022$164M$142M
Q3 2022$153M$131M
Q4 2022$150M$127M
Q1 2023$143M$119M
Q2 2023$146M$121M
Q3 2023$149M$126M
Q4 2023$155M$127M
Q1 2024$151M$122M
Q2 2024$146M$118M
Q3 2024$151M$123M
Q4 2024$148M$123M
Q1 2025$165M$125M
Q2 2025$168M$126M
Q3 2025$187M$146M
Q4 2025$192M$144M
Q1 2026$205M$163M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$205M
+24.5%y/y
Percentile by value59th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICASSET
Deposits
$163M
+30.5%y/y
Percentile by value52nd percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICDEP
Gross loans
$148M
+39.6%y/y
Percentile by value71st percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNLSGR
Net loans
$145M
+39.0%y/y
Percentile by value70th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNLSNET
Securities
$3.96M
−78.1%y/y
Percentile by value6th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICSC
Cash
$12.2M
+504.7%y/y
Percentile by value44th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICCHBAL
Liabilities
$177M
+35.8%y/y
Percentile by value56th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLIAB
Equity
$28.2M
−18.0%y/y
Peer standing83rd percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$7.04M
+600.8%y/y
Peer standing100th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNIM + NONII
NII
$1.86M
+647.0%y/y
Peer standing58th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNIM
Noninterest income
$5.18M
+585.6%y/y
Peer standing100th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNONII
Provision
$538K
−42.4%y/y
Percentile by value99th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICELNATR
Pretax income
−$398K
+74.7%y/y
Peer standing1st percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICPTAXNETINC
Net income
−$398K
+74.8%y/y
Peer standing1st percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNETINC