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BDI
SR

Somerset Regal Bank

Bound Brook, New JerseyFDIC Cert #28778

STATEEstablished 188714 branches

Holding company: SR BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$639M$514M
Q3 2021$648M$522M
Q4 2021$650M$524M
Q1 2022$649M$525M
Q2 2022$649M$526M
Q3 2022$651M$529M
Q4 2022$650M$527M
Q1 2023$665M$521M
Q2 2023$652M$508M
Q3 2023$1.11B$885M
Q4 2023$1.07B$846M
Q1 2024$1.05B$841M
Q2 2024$1.02B$810M
Q3 2024$1.05B$831M
Q4 2024$1.06B$832M
Q1 2025$1.07B$840M
Q2 2025$1.08B$851M
Q3 2025$1.11B$872M
Q4 2025$1.14B$895M
Q1 2026$1.14B$898M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.14B
+6.5%y/y
Percentile by value16th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICASSET
Deposits
$898M
+6.8%y/y
Percentile by value7th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICDEP
Gross loans
$865M
+10.0%y/y
Percentile by value27th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSGR
Net loans
$859M
+10.0%y/y
Percentile by value27th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
Securities
$135M
−7.3%y/y
Percentile by value25th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICSC
Cash
$63.7M
+2.0%y/y
Percentile by value31st percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICCHBAL
Liabilities
$962M
+8.9%y/y
Percentile by value9th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLIAB
Equity
$181M
−4.7%y/y
Peer standing60th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$8.37M
+8.4%y/y
Peer standing2nd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM + NONII
NII
$7.81M
+8.6%y/y
Peer standing5th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM
Noninterest income
$554K
+5.1%y/y
Peer standing5th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNONII
Provision
$99K
+141.5%y/y
Percentile by value28th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICELNATR
Pretax income
$1.25M
+129.3%y/y
Peer standing3rd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICPTAXNETINC
Net income
$942K
+95.4%y/y
Peer standing3rd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNETINC