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BDI
SC

Sound Community Bank

Seattle, WashingtonFDIC Cert #57451

STATEEstablished 195310 branches

Holding company: SOUND FINANCIAL BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.28%
+12.4%y/y
Peer standing55th percentile
Peer standing in asset:1b_3b
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.80%
−26.4%y/y
Peer standing31st percentile
Peer standing in asset:1b_3b
FDICNAASSET + LNLSGR
Noncurrent %
0.80%
−26.4%y/y
Peer standing34th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.67%
−25.8%y/y
Peer standing31st percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$7.46M
−22.9%y/y
Peer standing46th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.01%
−10.6%y/y
Peer standing53rd percentile
Peer standing in asset:1b_3b
FDICNTLNLS + LNLSGR
NCO
$19K
−9.5%y/y
Peer standing53rd percentile
Peer standing in asset:1b_3b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.94%
−0.8%y/y
Percentile by value21st percentileby value
Peer standing in asset:1b_3b
FDICLNATRES + LNLSGR
30–89
$2.59M
+16.6%y/y
Peer standing58th percentile
Peer standing in asset:1b_3b
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in asset:1b_3b
FDICP9ASSET
Nonaccrual
$7.36M
−23.6%y/y
Peer standing41st percentile
Peer standing in asset:1b_3b
FDICNAASSET