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BDI
SB

Southern Bank of Tennessee

Mount Juliet, TennesseeFDIC Cert #34847

STATEEstablished 19995 branches

Holding company: SB FINANCIAL INCRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.03%
−77.3%y/y
Peer standing88th percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
0.01%
Peer standing36th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.06%
+3,004.9%y/y
Peer standing77th percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
0.07%
+3,456.1%y/y
Peer standing80th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.05%
+3,565.1%y/y
Peer standing80th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$268K
+3,728.6%y/y
Peer standing81st percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.22%
+835.5%y/y
Peer standing10th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
$201K
+1,016.7%y/y
Peer standing9th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.88%
+2.9%y/y
Percentile by value14th percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$129K
−75.6%y/y
Peer standing87th percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$34K
Peer standing35th percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$234K
+3,242.9%y/y
Peer standing75th percentile
Peer standing in asset:300m_1b
FDICNAASSET