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BDI
SB

Southern Bank

Poplar Bluff, MissouriFDIC Cert #28332

STATEEstablished 188770 branches

Holding company: SOUTHERN MISSOURI BCORP INCRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$2.69B$2.33B
Q3 2021$2.73B$2.37B
Q4 2021$2.91B$2.56B
Q1 2022$3.24B$2.87B
Q2 2022$3.19B$2.82B
Q3 2022$3.42B$2.86B
Q4 2022$3.42B$3.02B
Q1 2023$4.24B$3.77B
Q2 2023$4.31B$3.74B
Q3 2023$4.42B$3.86B
Q4 2023$4.59B$4.01B
Q1 2024$4.6B$4.01B
Q2 2024$4.55B$3.96B
Q3 2024$4.68B$4.06B
Q4 2024$4.86B$4.23B
Q1 2025$4.93B$4.28B
Q2 2025$4.97B$4.3B
Q3 2025$4.99B$4.3B
Q4 2025$5.04B$4.32B
Q1 2026$5.09B$4.36B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$5.09B
+3.4%y/y
Percentile by value53rd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICASSET
Deposits
$4.36B
+1.8%y/y
Percentile by value53rd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICDEP
Gross loans
$4.32B
+7.4%y/y
Percentile by value64th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSGR
Net loans
$4.27B
+7.5%y/y
Percentile by value65th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSNET
Securities
$439M
−5.1%y/y
Percentile by value26th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICSC
Cash
$57.8M
−71.3%y/y
Percentile by value6th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICCHBAL
Liabilities
$4.56B
+2.6%y/y
Percentile by value53rd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLIAB
Equity
$532M
+9.9%y/y
Peer standing52nd percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$51.9M
+8.2%y/y
Peer standing51st percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM + NONII
NII
$43.5M
+9.2%y/y
Peer standing54th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM
Noninterest income
$8.44M
+3.4%y/y
Peer standing49th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNONII
Provision
$2.08M
+123.2%y/y
Percentile by value69th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICELNATR
Pretax income
$22.6M
+10.0%y/y
Peer standing58th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICPTAXNETINC
Net income
$18.3M
+12.3%y/y
Peer standing60th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNETINC