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Southwest Heritage Bank

Scottsdale, ArizonaFDIC Cert #29087

OCCEstablished 19349 branches

Holding company: BANCORP 34 INCRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.67%
+5.1%y/y
Peer standing39th percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
0.00%
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
1.83%
+120.4%y/y
Peer standing11th percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
1.83%
+117.1%y/y
Peer standing13th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
1.41%
+132.7%y/y
Peer standing12th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$12.9M
+126.6%y/y
Peer standing5th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.27%
+132.0%y/y
Peer standing8th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
$476K
+131.3%y/y
Peer standing5th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.31%
−12.9%y/y
Percentile by value64th percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$4.72M
+9.7%y/y
Peer standing18th percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$0
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$12.9M
+130.0%y/y
Peer standing4th percentile
Peer standing in asset:300m_1b
FDICNAASSET