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BDI
SC

St. Clair State Bank (Incorporated)

Saint Clair, MinnesotaFDIC Cert #1903

STATEEstablished 19071 branch

Holding company: SAINT CLAIR AGENCY INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$106M$94.5M
Q3 2021$108M$96.5M
Q4 2021$107M$96M
Q1 2022$110M$98.6M
Q2 2022$114M$102M
Q3 2022$113M$101M
Q4 2022$112M$100M
Q1 2023$111M$98.8M
Q2 2023$110M$97.1M
Q3 2023$113M$99.3M
Q4 2023$117M$99.9M
Q1 2024$116M$102M
Q2 2024$115M$101M
Q3 2024$117M$103M
Q4 2024$125M$111M
Q1 2025$127M$112M
Q2 2025$126M$111M
Q3 2025$132M$116M
Q4 2025$131M$116M
Q1 2026$133M$117M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$133M
+5.1%y/y
Percentile by value20th percentileby value
Peer standing in asset:100m_300m
FDICASSET
Deposits
$117M
+4.8%y/y
Percentile by value25th percentileby value
Peer standing in asset:100m_300m
FDICDEP
Gross loans
$97.3M
+4.1%y/y
Percentile by value39th percentileby value
Peer standing in asset:100m_300m
FDICLNLSGR
Net loans
$96.1M
+4.7%y/y
Percentile by value39th percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET
Securities
$2.54M
−47.8%y/y
Percentile by value6th percentileby value
Peer standing in asset:100m_300m
FDICSC
Cash
$18.4M
+33.3%y/y
Percentile by value63rd percentileby value
Peer standing in asset:100m_300m
FDICCHBAL
Liabilities
$118M
+4.7%y/y
Percentile by value22nd percentileby value
Peer standing in asset:100m_300m
FDICLIAB
Equity
$14.6M
+8.4%y/y
Peer standing26th percentile
Peer standing in asset:100m_300m
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$1.22M
+14.3%y/y
Peer standing17th percentile
Peer standing in asset:100m_300m
FDICNIM + NONII
NII
$1.16M
+15.2%y/y
Peer standing22nd percentile
Peer standing in asset:100m_300m
FDICNIM
Noninterest income
$51K
−3.8%y/y
Peer standing12th percentile
Peer standing in asset:100m_300m
FDICNONII
Provision
$0
−100.0%y/y
Percentile by value6th percentileby value
Peer standing in asset:100m_300m
FDICELNATR
Pretax income
$774K
+22.1%y/y
Peer standing66th percentile
Peer standing in asset:100m_300m
FDICPTAXNETINC
Net income
$715K
+20.0%y/y
Peer standing70th percentile
Peer standing in asset:100m_300m
FDICNETINC