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BDI
SB

Stride Bank, National Association

Enid, OklahomaFDIC Cert #4091

OCCEstablished 191311 branches

Holding company: CENTRAL SERVICE CORPRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.05%
−82.8%y/y
Peer standing90th percentile
Peer standing in asset:3b_10b
FDICP3ASSET + LNLSGR
90+ %
0.01%
−81.3%y/y
Peer standing35th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.58%
−5.6%y/y
Peer standing49th percentile
Peer standing in asset:3b_10b
FDICNAASSET + LNLSGR
Noncurrent %
0.60%
−13.2%y/y
Peer standing53rd percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.52%
−9.3%y/y
Peer standing48th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$29.1M
+17.5%y/y
Peer standing41st percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.10%
+523.7%y/y
Peer standing40th percentile
Peer standing in asset:3b_10b
FDICNTLNLS + LNLSGR
NCO
$962K
+601.0%y/y
Peer standing34th percentile
Peer standing in asset:3b_10b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.44%
−12.8%y/y
Percentile by value4th percentileby value
Peer standing in asset:3b_10b
FDICLNATRES + LNLSGR
30–89
$2.32M
−76.8%y/y
Peer standing86th percentile
Peer standing in asset:3b_10b
FDICP3ASSET
90+
$632K
−74.6%y/y
Peer standing32nd percentile
Peer standing in asset:3b_10b
FDICP9ASSET
Nonaccrual
$28.4M
+27.6%y/y
Peer standing35th percentile
Peer standing in asset:3b_10b
FDICNAASSET