Sturdy Savings Bank

Stone Harbor, New JerseyFDIC Cert #28788

STATEEstablished 192213 branches

Holding company: STURDY BCORP MHCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %

0.00%

+384.1%y/y

Peer standing95th percentile

FDICP3ASSET + LNLSGR

90+ %

0.00%

Peer standing38th percentile

FDICP9ASSET + LNLSGR

Nonaccrual %

0.15%

−49.0%y/y

Peer standing78th percentile

FDICNAASSET + LNLSGR

Noncurrent %

0.15%

−47.8%y/y

Peer standing80th percentile

FDICP9ASSET + NAASSET + LNLSGR

NPA/assets

0.09%

−45.3%y/y

Peer standing84th percentile

FDICP9ASSET + NAASSET + ORE + ASSET

NPA

$998K

−46.0%y/y

Peer standing88th percentile

FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate

0.00%

Peer standing66th percentile

FDICNTLNLS + LNLSGR

NCO

$1K

Peer standing67th percentile

FDICNTLNLS + DRLNLS + CRLNLS

ACL/loans

0.51%

−14.7%y/y

Percentile by value3rd percentileby value

FDICLNATRES + LNLSGR

30–89

$30K

+400.0%y/y

Peer standing95th percentile

FDICP3ASSET

90+

$23K

Peer standing39th percentile

FDICP9ASSET

Nonaccrual

$975K

−47.3%y/y

Peer standing83rd percentile

FDICNAASSET