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BDI
SB

Summit National Bank

Hulett, WyomingFDIC Cert #25054

OCCEstablished 19843 branches

Holding company: MODE ELEVEN BCORPRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
1.27%
+72.8%y/y
Peer standing34th percentile
Peer standing in asset:lt_100m
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in asset:lt_100m
FDICP9ASSET + LNLSGR
Nonaccrual %
0.45%
−12.4%y/y
Peer standing40th percentile
Peer standing in asset:lt_100m
FDICNAASSET + LNLSGR
Noncurrent %
0.45%
−12.4%y/y
Peer standing48th percentile
Peer standing in asset:lt_100m
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.23%
−5.0%y/y
Peer standing47th percentile
Peer standing in asset:lt_100m
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$163K
−26.6%y/y
Peer standing44th percentile
Peer standing in asset:lt_100m
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.03%
Peer standing91st percentile
Peer standing in asset:lt_100m
FDICNTLNLS + LNLSGR
NCO
−$3K
Peer standing95th percentile
Peer standing in asset:lt_100m
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.52%
−23.3%y/y
Percentile by value68th percentileby value
Peer standing in asset:lt_100m
FDICLNATRES + LNLSGR
30–89
$459K
+44.8%y/y
Peer standing28th percentile
Peer standing in asset:lt_100m
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in asset:lt_100m
FDICP9ASSET
Nonaccrual
$163K
−26.6%y/y
Peer standing33rd percentile
Peer standing in asset:lt_100m
FDICNAASSET