BDI
SB

Sunrise Banks, National Association

Sioux Falls, South DakotaFDIC Cert #18561

OCCEstablished 19625 branches

Holding company: UNIVERSITY FINL GBC DBA SUNRISE BANKSRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
1.30%
+57.1%y/y
Peer standing10th percentile
Peer standing in asset:1b_3b
FDICP3ASSET + LNLSGR
90+ %
0.08%
Peer standing16th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.97%
+3.5%y/y
Peer standing24th percentile
Peer standing in asset:1b_3b
FDICNAASSET + LNLSGR
Noncurrent %
1.05%
+12.6%y/y
Peer standing25th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.71%
+7.2%y/y
Peer standing30th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$19.5M
+15.5%y/y
Peer standing15th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
1.26%
+27,807.9%y/y
Peer standing3rd percentile
Peer standing in asset:1b_3b
FDICNTLNLS + LNLSGR
NCO
$5.64M
+29,794.7%y/y
Peer standing2nd percentile
Peer standing in asset:1b_3b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.79%
+38.7%y/y
Percentile by value93rd percentileby value
Peer standing in asset:1b_3b
FDICLNATRES + LNLSGR
30–89
$23.4M
+58.6%y/y
Peer standing5th percentile
Peer standing in asset:1b_3b
FDICP3ASSET
90+
$1.53M
Peer standing12th percentile
Peer standing in asset:1b_3b
FDICP9ASSET
Nonaccrual
$17.4M
+4.5%y/y
Peer standing13th percentile
Peer standing in asset:1b_3b
FDICNAASSET