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BDI
SB

Superior National Bank

Hancock, MichiganFDIC Cert #5058

OCCEstablished 189010 branches

Holding company: KEWEENAW FINANCIAL CORPRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.29%
−20.2%y/y
Peer standing54th percentile
Peer standing in asset:1b_3b
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing39th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.47%
−61.2%y/y
Peer standing50th percentile
Peer standing in asset:1b_3b
FDICNAASSET + LNLSGR
Noncurrent %
0.47%
−61.0%y/y
Peer standing53rd percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.40%
−50.2%y/y
Peer standing52nd percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$4.2M
−47.4%y/y
Peer standing64th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.09%
+127.4%y/y
Peer standing26th percentile
Peer standing in asset:1b_3b
FDICNTLNLS + LNLSGR
NCO
$154K
+126.5%y/y
Peer standing31st percentile
Peer standing in asset:1b_3b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.19%
−11.5%y/y
Percentile by value55th percentileby value
Peer standing in asset:1b_3b
FDICLNATRES + LNLSGR
30–89
$1.9M
−19.6%y/y
Peer standing66th percentile
Peer standing in asset:1b_3b
FDICP3ASSET
90+
$17K
Peer standing41st percentile
Peer standing in asset:1b_3b
FDICP9ASSET
Nonaccrual
$3.09M
−60.9%y/y
Peer standing64th percentile
Peer standing in asset:1b_3b
FDICNAASSET