Skip to main content
BDI
BR

The Bank of Romney

Romney, West VirginiaFDIC Cert #845

STATEEstablished 18887 branches

Holding company: ROMNEY BANKSHARES INCRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$354M$254M
Q3 2021$363M$259M
Q4 2021$372M$263M
Q1 2022$372M$270M
Q2 2022$363M$263M
Q3 2022$372M$278M
Q4 2022$362M$267M
Q1 2023$361M$264M
Q2 2023$355M$261M
Q3 2023$358M$262M
Q4 2023$358M$262M
Q1 2024$363M$275M
Q2 2024$362M$275M
Q3 2024$357M$270M
Q4 2024$351M$262M
Q1 2025$357M$268M
Q2 2025$350M$261M
Q3 2025$363M$277M
Q4 2025$365M$277M
Q1 2026$371M$283M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$371M
+3.9%y/y
Percentile by value21st percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICASSET
Deposits
$283M
+5.5%y/y
Percentile by value9th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICDEP
Gross loans
$267M
+3.7%y/y
Percentile by value30th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSGR
Net loans
$265M
+3.6%y/y
Percentile by value30th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSNET
Securities
$63.3M
+18.8%y/y
Percentile by value34th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICSC
Cash
$10.6M
−39.5%y/y
Percentile by value14th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICCHBAL
Liabilities
$311M
+2.9%y/y
Percentile by value14th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLIAB
Equity
$59.1M
+9.4%y/y
Peer standing60th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$4.22M
+2.6%y/y
Peer standing29th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM + NONII
NII
$3.67M
+1.1%y/y
Peer standing29th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM
Noninterest income
$547K
+13.5%y/y
Peer standing50th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNONII
Provision
$255K
+240.0%y/y
Percentile by value83rd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICELNATR
Pretax income
$1.42M
−6.6%y/y
Peer standing31st percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICPTAXNETINC
Net income
$1.11M
−5.9%y/y
Peer standing26th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNETINC