The Chesapeake Bank & Trust Co.

Chestertown, MarylandFDIC Cert #26847

STATEEstablished 19863 branches

Holding company: CHESAPEAKE BCORP EMPLOYEE STK OWNERSHIP PLAN WITH 401 K PROVISIONSRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %

0.30%

−37.7%y/y

Peer standing65th percentile

FDICP3ASSET + LNLSGR

90+ %

0.00%

−100.0%y/y

Peer standing100th percentile

FDICP9ASSET + LNLSGR

Nonaccrual %

0.13%

+233.5%y/y

Peer standing59th percentile

FDICNAASSET + LNLSGR

Noncurrent %

0.13%

+190.0%y/y

Peer standing68th percentile

FDICP9ASSET + NAASSET + LNLSGR

NPA/assets

0.10%

+190.6%y/y

Peer standing66th percentile

FDICP9ASSET + NAASSET + ORE + ASSET

NPA

$139K

+202.2%y/y

Peer standing69th percentile

FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate

0.00%

Peer standing40th percentile

FDICNTLNLS + LNLSGR

NCO

$1K

Peer standing41st percentile

FDICNTLNLS + DRLNLS + CRLNLS

ACL/loans

1.54%

+2.6%y/y

Percentile by value78th percentileby value

FDICLNATRES + LNLSGR

30–89

$317K

−35.0%y/y

Peer standing64th percentile

FDICP3ASSET

90+

−100.0%y/y

Peer standing100th percentile

FDICP9ASSET

Nonaccrual

$139K

+247.5%y/y

Peer standing59th percentile

FDICNAASSET