Skip to main content
BDI
CB

The Citizens Bank

Farmington, New MexicoFDIC Cert #1164

STATEEstablished 19056 branches

Holding company: CITIZENS BK EMPLOYEE STK OWNERSHIP&RETIREMENT SVG PLANRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$847M$735M
Q3 2021$819M$720M
Q4 2021$848M$751M
Q1 2022$848M$769M
Q2 2022$834M$772M
Q3 2022$828M$787M
Q4 2022$806M$758M
Q1 2023$820M$735M
Q2 2023$811M$706M
Q3 2023$780M$675M
Q4 2023$791M$674M
Q1 2024$815M$692M
Q2 2024$807M$692M
Q3 2024$842M$691M
Q4 2024$792M$706M
Q1 2025$777M$684M
Q2 2025$778M$686M
Q3 2025$783M$683M
Q4 2025$774M$673M
Q1 2026$795M$693M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$795M
+2.2%y/y
Percentile by value85th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICASSET
Deposits
$693M
+1.4%y/y
Percentile by value86th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICDEP
Gross loans
$313M
+0.3%y/y
Percentile by value42nd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSGR
Net loans
$309M
+0.2%y/y
Percentile by value43rd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSNET
Securities
$403M
+7.9%y/y
Percentile by value99th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICSC
Cash
$28.5M
−33.5%y/y
Percentile by value43rd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICCHBAL
Liabilities
$753M
+1.5%y/y
Percentile by value88th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLIAB
Equity
$41.9M
+17.7%y/y
Peer standing32nd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$8.47M
+1.6%y/y
Peer standing84th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM + NONII
NII
$7.13M
+1.7%y/y
Peer standing83rd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM
Noninterest income
$1.34M
+1.2%y/y
Peer standing86th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNONII
Provision
−$100K
Percentile by value3rd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICELNATR
Pretax income
$4.13M
−0.4%y/y
Peer standing93rd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICPTAXNETINC
Net income
$3.82M
−7.8%y/y
Peer standing94th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNETINC