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BDI
CB

The Citizens Bank of Swainsboro

Swainsboro, GeorgiaFDIC Cert #11295

STATEEstablished 19005 branches

Holding company: SWAINSBORO BANKSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$279M$247M
Q3 2021$279M$245M
Q4 2021$302M$268M
Q1 2022$304M$273M
Q2 2022$305M$273M
Q3 2022$313M$280M
Q4 2022$329M$295M
Q1 2023$315M$280M
Q2 2023$326M$289M
Q3 2023$326M$288M
Q4 2023$339M$300M
Q1 2024$340M$300M
Q2 2024$345M$303M
Q3 2024$360M$315M
Q4 2024$389M$343M
Q1 2025$400M$353M
Q2 2025$401M$353M
Q3 2025$409M$358M
Q4 2025$413M$360M
Q1 2026$419M$366M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$419M
+4.7%y/y
Percentile by value33rd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICASSET
Deposits
$366M
+3.6%y/y
Percentile by value35th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICDEP
Gross loans
$295M
+7.5%y/y
Percentile by value38th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSGR
Net loans
$289M
+7.6%y/y
Percentile by value37th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSNET
Securities
$52.6M
+16.2%y/y
Percentile by value27th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICSC
Cash
$61.8M
−12.9%y/y
Percentile by value76th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICCHBAL
Liabilities
$370M
+3.4%y/y
Percentile by value31st percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLIAB
Equity
$48.9M
+15.7%y/y
Peer standing45th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$5.24M
+5.6%y/y
Peer standing49th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM + NONII
NII
$4.77M
+5.7%y/y
Peer standing54th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM
Noninterest income
$467K
+3.8%y/y
Peer standing41st percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNONII
Provision
$180K
+50.0%y/y
Percentile by value73rd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICELNATR
Pretax income
$2.36M
+7.8%y/y
Peer standing64th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICPTAXNETINC
Net income
$1.84M
+7.8%y/y
Peer standing58th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNETINC