The Farmers State Bank

Quinton, OklahomaFDIC Cert #404

STATEEstablished 19084 branches

Holding company: F S B PROPERTIES INCRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %

1.63%

+4.9%y/y

Peer standing20th percentile

FDICP3ASSET + LNLSGR

90+ %

0.00%

Peer standing43rd percentile

FDICP9ASSET + LNLSGR

Nonaccrual %

0.52%

+67.8%y/y

Peer standing36th percentile

FDICNAASSET + LNLSGR

Noncurrent %

0.52%

+68.1%y/y

Peer standing44th percentile

FDICP9ASSET + NAASSET + LNLSGR

NPA/assets

0.34%

+77.2%y/y

Peer standing45th percentile

FDICP9ASSET + NAASSET + ORE + ASSET

NPA

$677K

+81.5%y/y

Peer standing44th percentile

FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate

0.33%

+45.8%y/y

Peer standing7th percentile

FDICNTLNLS + LNLSGR

NCO

$103K

+58.5%y/y

Peer standing6th percentile

FDICNTLNLS + DRLNLS + CRLNLS

ACL/loans

1.55%

+11.1%y/y

Percentile by value79th percentileby value

FDICLNATRES + LNLSGR

30–89

$2.13M

+13.3%y/y

Peer standing18th percentile

FDICP3ASSET

90+

$1K

Peer standing43rd percentile

FDICP9ASSET

Nonaccrual

$676K

+81.2%y/y

Peer standing33rd percentile

FDICNAASSET