The First Citizens National Bank of Upper Sandusky

Upper Sandusky, OhioFDIC Cert #14355

OCCEstablished 19028 branches

Holding company: Not reportedRegulator: OCC

FDICCERT + OFFDOMfiled 2026-07-29

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q2 2026FDICCall Reportfiled 2026-07-29

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %

0.25%

+70.5%y/y

FDICP3ASSET + LNLSGRfiled 2026-07-29

90+ %

0.01%

−83.4%y/y

FDICP9ASSET + LNLSGRfiled 2026-07-29

Nonaccrual %

0.00%

FDICNAASSET + LNLSGRfiled 2026-07-29

Noncurrent %

0.01%

−83.4%y/y

FDICP9ASSET + NAASSET + LNLSGRfiled 2026-07-29

NPA/assets

0.00%

−82.2%y/y

FDICP9ASSET + NAASSET + ORE + ASSETfiled 2026-07-29

NPA

$15K

−81.0%y/y

FDICP9ASSET + NAASSET + OREfiled 2026-07-29

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate

−0.01%

−77.1%y/y

FDICNTLNLS + LNLSGRfiled 2026-07-29

NCO

−$9K

−80.0%y/y

FDICNTLNLS + DRLNLS + CRLNLSfiled 2026-07-29

ACL/loans

1.01%

−17.2%y/y

FDICLNATRES + LNLSGRfiled 2026-07-29

30–89

$615K

+94.6%y/y

FDICP3ASSETfiled 2026-07-29

90+

$15K

−81.0%y/y

FDICP9ASSETfiled 2026-07-29

Nonaccrual

FDICNAASSETfiled 2026-07-29