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The First National Bank of Hartford

Hartford, AlabamaFDIC Cert #2804

OCCEstablished 19053 branches

Holding company: FIRST HARTFORD BANCSHARES INCRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
2.42%
+10.4%y/y
Peer standing11th percentile
Peer standing in asset:100m_300m
FDICP3ASSET + LNLSGR
90+ %
0.11%
−13.2%y/y
Peer standing25th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + LNLSGR
Nonaccrual %
0.98%
−10.2%y/y
Peer standing22nd percentile
Peer standing in asset:100m_300m
FDICNAASSET + LNLSGR
Noncurrent %
1.09%
−10.5%y/y
Peer standing27th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
1.22%
−7.5%y/y
Peer standing16th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$2.13M
0.0%y/y
Peer standing17th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.08%
+455.9%y/y
Peer standing17th percentile
Peer standing in asset:100m_300m
FDICNTLNLS + LNLSGR
NCO
$19K
+480.0%y/y
Peer standing18th percentile
Peer standing in asset:100m_300m
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.05%
+2.7%y/y
Percentile by value34th percentileby value
Peer standing in asset:100m_300m
FDICLNATRES + LNLSGR
30–89
$2.35M
+21.4%y/y
Peer standing15th percentile
Peer standing in asset:100m_300m
FDICP3ASSET
90+
$106K
−4.5%y/y
Peer standing25th percentile
Peer standing in asset:100m_300m
FDICP9ASSET
Nonaccrual
$950K
−1.2%y/y
Peer standing26th percentile
Peer standing in asset:100m_300m
FDICNAASSET