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BDI
GS

The Garrett State Bank

Garrett, IndianaFDIC Cert #8074

STATEEstablished 18934 branches

Holding company: G S B FINANCIAL CORPRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.33%
−4.4%y/y
Peer standing59th percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
0.06%
−70.9%y/y
Peer standing22nd percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.58%
+336.8%y/y
Peer standing37th percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
0.64%
+91.4%y/y
Peer standing39th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.48%
+84.7%y/y
Peer standing39th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$1.81M
+96.4%y/y
Peer standing47th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.01%
+175.7%y/y
Peer standing42nd percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
$7K
+177.8%y/y
Peer standing44th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.01%
+1.7%y/y
Percentile by value26th percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$938K
−1.9%y/y
Peer standing63rd percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$166K
−70.1%y/y
Peer standing24th percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$1.65M
+348.2%y/y
Peer standing41st percentile
Peer standing in asset:300m_1b
FDICNAASSET