1.43%
+9.1%y/y
Peer standing24th percentile
FDIC
P3ASSET + LNLSGRM&
The Merchants & Citizens Bank
Mcrae, GeorgiaFDIC Cert #183
STATEEstablished 19291 branch
Holding company: M&C BANCSHARES INCRegulator: FDIC
FDIC
CERT + OFFDOMDelinquency, loss & reserves
Credit
Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.
As of Q1 2026
Problem credits
Reported delinquent and nonperforming exposures, shown as balances and ratios.
0.08%
+212.4%y/y
Peer standing27th percentile
FDIC
P9ASSET + LNLSGR0.21%
+123.7%y/y
Peer standing53rd percentile
FDIC
NAASSET + LNLSGR0.29%
+141.8%y/y
Peer standing56th percentile
FDIC
P9ASSET + NAASSET + LNLSGR0.10%
+168.9%y/y
Peer standing67th percentile
FDIC
P9ASSET + NAASSET + ORE + ASSET$152K
+181.5%y/y
Peer standing68th percentile
FDIC
P9ASSET + NAASSET + ORELoss & allowance
Recognized charge-offs and the allowance held against the loan portfolio.
0.11%
−40.3%y/y
Peer standing14th percentile
FDIC
NTLNLS + LNLSGR$14K
−30.0%y/y
Peer standing22nd percentile
FDIC
NTLNLS + DRLNLS + CRLNLS2.18%
+6.7%y/y
Percentile by value94th percentileby value
FDIC
LNATRES + LNLSGR$762K
+27.0%y/y
Peer standing46th percentile
FDIC
P3ASSET$40K
+263.6%y/y
Peer standing32nd percentile
FDIC
P9ASSET$112K
+160.5%y/y
Peer standing61st percentile
FDIC
NAASSET